Technical Approach in Enhancing Electronic Banking Security in Nigeria Using Finger Vein Biometric

Every banking customer is exposed to electronic banking terminal fraud due to non-repudiation with existing
model. Currently, security status like Password, PIN, OTP, etc are been compromised and has proved not to be
100%safe.
We integrated the Hitachi H1 FV scanner to our application to act as a deterrent for any form of transaction. A
Proto-Type water tight secured banking application was designed using ArgoUML and VISUAL STUDIO
TOOLS alongside HeidiSQL. The vein authentication is the last security protocol check before transaction
access is authorized (credit and debit transaction) on any customers account. Our implementation proved that
each of a person’s finger vein are totally different from each other, no one finger could authenticate for another
finger. Finger vein biometric authentication security proved to be the safest method to enhance electronic
banking security system. Our design is a panacea to local and global money laundering